Never Fully Prepared

I hurt.  My heart just plain hurts.  Just when I thought I had a handle on my emotions, today happened.  Without going into too much detail about the situation, I will say that I was completely unprepared for the bomb that dropped on us today.  I really thought I would be prepared, but I've always been one to indulge in positive thoughts and delusions so perhaps I got my hopes up.  Bottom line:  We have some really tough decisions to make that will forever affect our marriage.  One way or the other, we will be spending a ridiculous amount of money to make our wishes and dreams a reality.  Right now, I don't know what to think and I can't think about any of it without crying.  I don't know what to do....